Financing
How New FHA Changes Could Affect Home Buyers
October 27, 2010 by CindyTichy · Leave a Comment
Earlier this week, the Federal Housing Administration (FHA) implemented changes to the premium structures for an FHA-backed mortgage. My membership in the Top 5 in Real Estate Network® requires that I, along with my team, remain committed to keeping our clients and consumers informed, so it’s important that we let you know that these changes [...]
Down Payment Assistance Programs For Homebuyers
September 22, 2010 by CindyTichy · Leave a Comment
Homebuyers today have many advantages including a large inventory of homes to choose from, record low interest rates and amazing deals on homes. However, even with all the benefits of a buyer’s market, many potential homebuyers are still hesitating to make an offer because many simply do not have the cash available for the required down [...]
Keep Your Eye on Your Credit Until the Very End
July 28, 2010 by CindyTichy · Leave a Comment
If you are in the middle of the home buying process or are ready to move forward with the purchase of a new home, it is important to keep a watchful eye on your credit score right up until your closing date. Keeping tabs on your credit score, avoiding large purchases and watching your debt-to-income ratio are [...]
Tips On Improving Your Credit Score
July 14, 2010 by CindyTichy · Leave a Comment
New home buyers who are looking to purchase a new home as well as current homeowners who want to refiance need to realize that in this economy it is more important than ever to have good credit. The higher the credit score you can obtain, the better the interest rate and now many lenders are [...]
Mortgages For The Self Employed
July 7, 2010 by CindyTichy · Leave a Comment
In this difficult economy, many know that being employed is something to be thankful for, and if you are self employed and making a living as your own boss running your own business, even better! However, if you are self employed and looking to get a mortgage for a new home purchase on the merits of your [...]
FHA and VA Home Loan Appraisals
June 2, 2010 by CindyTichy · Leave a Comment
If you are purchasing a new home and have qualified for a VA or FHA loan, you will need a VA/FHA appraisal as well as a home inspection. It is important to understand that they are not really the same thing and it is vital that homebuyers understand the difference. A VA/FHA appraiser will indeed inspect the property from [...]
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