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The 4 C’s of Mortgage Underwriting
May 11, 2011 by blogwriter · Leave a Comment
With Spring upon us, and homebuyers are out looking for Morris County homes. I thought today might be a good time to review the basics of what lenders look for as they decide to approve (or deny) mortgage applications. For at least 25 years, I have heard them called “The 4 C’s of Underwriting”- Capacity, Credit, [...]
Take Mom out for Creative Italian Cuisine
May 6, 2011 by blogwriter · Leave a Comment
Mother’s day is this weekend and if you are planning on taking your mom out to a well deserved dinner, take her out for an enjoyable evening at the Gourmet Café in Parsippany. It is located at 136 Baldwin Road in Parsnippany. Here you can enjoy Italian food with great prices and the best part is mom [...]
A Home Is Still the Best Long Term Investment
May 4, 2011 by blogwriter · Leave a Comment
After a five-year swoon in home prices, many assume that housing may have lost its luster as an investment. However, a nationwide Pew Research Center survey shows this drop in values has done little to shake the confidence of the American public in the investment value of homeownership. According to the survey: Fully eight-in-ten (81%) [...]
7 Lakeside Drive, Parsippany, NJ – Rented
April 30, 2011 by CindyTichy · Leave a Comment
www.7LakesideDrive.com A large level lot edged in majestic trees welcomes you home. As you step into the tiled bright foyer, your senses will be delighted. A whimsically decorated staircase sits just opposite the front door adding charming elements to the foyer. Adjacent to the foyer is spacious living room with hardwood floors, abundance of natural [...]
PetSmart Charity Event
April 29, 2011 by blogwriter · Leave a Comment
PetSmart Charities® present the National Adoption Weekend this weekend, so if you are looking for a furry friend, this is the place to be! The three-day adoption event is Friday-Sunday, April 29 – May 1, in all PetSmart® stores in North America. Check the PetSmart store #1488 at 190 Rt 10 West in East Hanover. [...]
Debt-To-Income Ratio: The Importance
April 27, 2011 by blogwriter · Leave a Comment
Knowing your debt-to-income ratio is extremely important when you are wanting to finance your Morris County dream home. Your loan could be denied if your ratio is too high. Here is some information why it is very important to you and how it affects your financing. Debt-to-income ratio is simply a comparison of the money [...]
Distressed Properties: Discounts and Difficulties
April 20, 2011 by blogwriter · Leave a Comment
Most buyers want to make sure they get a ‘good deal’ when they purchase something, and purchasers of real estate are no different. That is why many decide to buy a distressed property (a foreclosure or a short sale). The National Association of Realtors (NAR) recently reported foreclosures, on average, sell at a 22% discount and short [...]
The Easter Bunny Express
April 15, 2011 by blogwriter · Leave a Comment
The Easter Bunny Express departs the Whippany station April 16th at 1:00, 2:00, 3:00 and 4:00 pm. Celebrate the return of Spring with a fun themed train ride through northern New Jersey! The Easter Bunny and helpers will be on board greeting everyone during the 45-minute round-trip ride along the Morristown & Erie Railway’s historic [...]
Real Estate and Financing Are PERSONAL
April 13, 2011 by blogwriter · Leave a Comment
Every day we are bombarded with statistics and data. Housing starts are up, housing starts are down; more job losses, unemployment is improving; foreclosures, short sales, housing inventory, interest rate movements and much more. It’s enough to make your head spin. There’s an old saying that claims: “All real estate is local”. It infers that [...]
George Winston at the Community Theatre
April 1, 2011 by blogwriter · Leave a Comment
On Friday, April 1st at 8:00 pm, pianist George Winston blends jazz, R&B, folk and classical into a unique sound that consistently explores innovative musical frontiers that take introspective, provocative and unforgettable melodic journeys. He is also studying the playing of the great New Orleans pianists Henry Butler, James Booker, Professor Longhair, Dr. John, and [...]
Business Philosophy
