June 2010

Title Insurance And Why It Is Important

June 30, 2010 by CindyTichy · Leave a Comment 

There are many different requirements that must be met in the home buying process. If a home buyer obtains mortgage financing, they will be required to obtain title insurance. Many new homebuyers may not be familiar with this type of insurance and it is separate from homeowners insurance.  So, what exactly is title insurance and why do you need it? Once [...]

45 John Street Apt. 3B, Bloomfield Township, NJ – SOLD!

June 27, 2010 by CindyTichy · Leave a Comment 

This great 2 bedroom, 1 bath condo is move in ready offering a spacious living room with dining area combo. The kitchen has all you need boasting a dishwasher, refrigerator and gas range/oven. Each of the bedrooms is comfortable with the master offering a walk-in closet. These bedrooms can easy be made your own with [...]

National Flood Insurance Program (NFIP)

June 23, 2010 by CindyTichy · Leave a Comment 

After three extensions, The National Flood Insurance Program finally expired May 31, 2010. Now this program will not be able to issue new or renewal policies until Congress reauthorizes the program. Policies that are existing policies will not be effected but renewal policies within a 30-day grace period, or policies purchased prior to the program’s lapse, and any new [...]

Understanding Listing Agreements

June 16, 2010 by CindyTichy · Leave a Comment 

If you are a homeowner who is ready to sell and list your home on the market, you have a few different options available for listing agreements. Because there are several different options, always consult with your real estate professional with any questions you may have and what agreement is best for your situation. Below are some [...]

2467 Route 10, Parsippany-Troy Hills Twp, NJ – SOLD!

June 12, 2010 by CindyTichy · Leave a Comment 

Lovely one bedroom, 1 bath unit offering a sun filled interior that is move in ready. Enjoy this spacious and private condo boasting a separate dining room, Berber carpet with hardwoods floors underneath, an updated kitchen offering newer cabinets and convenient laundry in the basement. Take advantage of the Mountain Club community features a clubhouse, [...]

What To Do If You Have Been Denied For A Loan

June 9, 2010 by CindyTichy · Leave a Comment 

It can be difficult for homebuyersto obtain financing  in this challenging economy. Loans are hard to come by as many mortgage lenders have tightened their requirements. It is, however, important for potential

FHA and VA Home Loan Appraisals

June 2, 2010 by CindyTichy · Leave a Comment 

If you are purchasing a new home and have qualified for a VA or FHA loan,  you  will need a VA/FHA appraisal as well as a home inspection. It is important to understand that they are not really the same thing and it is vital that homebuyers understand the difference. A VA/FHA appraiser will indeed inspect the property from [...]