Morris County NJ Real Estate Blog

5 Liberty Street, Saddle Brook, NJ

Half duplex offering 3 nicely sized bedrooms, 2 bath, Living room with wood burning fireplace and an eat-in kitchen with tiled floors. This home offers a partially finished basement and laundry plus full bath on the first floor. There is a 1 car detached garage for your convenience and patio great for relaxing outdoors. The sister duplex is also available, MLS# 2799314 offering an excellent income producing opportunity! Contact Cindy Marsh Tichy of CindyEric and Associates for more information or to schedule a showing. Visit www.CindyEric.com or email Cindy@CindyEric.com.

26 Pehle Ave., Saddle Brook, NJ

Half duplex offering 3 nicely sized bedrooms, 1 bath, Living room with wood burning fireplace and an eat-in kitchen with tiled floors. This home offers a partial unfinished basement providing an abundance of storage. Laundry is located in the basement. There is a 1 car detached garage for your convenience and patio great for relaxing outdoors. The sister duplex is also available, MLS# 2799315 offering an excellent income producing opportunity! Contact Cindy Marsh Tichy of CindyEric and Associates for more information or to schedule a showing. Visit www.CindyEric.com or email Cindy@CindyEric.com.

Tips For Remodeling On A Budget

With a stalled economy and a slow housing market, many people who has hoped to buy a new home are instead electing to instead remodel and expand their existing homes. If you are considering some home improvement projects you can improve your home and get the updates and extra space without breaking your budget. Below are some tips to help! 1. Create a budget and plan and stick with it. Do a some research on the types of improvements you want and get a feel for both labor and materials costs. Use those numbers to create a basic budget that you know you can ...

FHA 203(k) Loans Offer Home Rehab Assistance

The Federal Housing Administration is offering a new alternative for homebuyers and homeowners called the FHA 203(k) program loan. This program allows homeowners to secure a loan for home improvements, provided the property has adequate value to secure the loan. In order to qualify for an FHA home improvement loan, the property must be a residental home, one-to-four-unit dwelling that is older than one year. Condominiums can also qualify, but only for interior improvements. Several items can can be financed into the 203(k) loan, including permits, inspection costs, work write-ups, and supplemental fees. Other expenses that can be rolled into the loan include ...

27 Gabriel Drive, Montville, NJ

Step foot into this well maintained end unit offering a light and bright floor plan. A large tiled foyer welcomes you into the home and invites you into a spacious living room. The living room host soaring vaulted ceilings, neutral tones, a wood burning fireplace flanked by windows and an abundance of natural light. Sliders leading to the outdoor deck make this space the perfect entertaining hub. Adjacent to the foyer and living room is a dining room large enough for a family sized table. Host fabulous dinner parties with easy here while taking in gracious outdoor views through the picture ...

New Consumer Protection Bureau Established

Recently President Barack Obama signed the Dodd-Frank Act which will cancel out the the existing Home Valuation Code of Conduct (HVCC.) Fannie Mae and Freddie MAC enacted the HVCC just a little over a year ago, which caused higher costs, closing delays as general federal pandemonium. The new bill should help consumers get more accurate home appraisals, faster closings, more completed transactions and may pave the way for increasing home values. “This bill will mean good news for consumers because they should see more reliable home appraisals,” said Appraisal Institute President Leslie Sellers. “It will encourage the use of highly trained and competent real ...

Avoiding Mistakes When Staging Your Home

Selling your home in this competitive market can be a challenge, it is important showcase and enhance all of the positive aspects of your home to entice potential buyers. In today’s market, staging your home, which means setting it up to appeal to a wide variety of possible buyers, is more important than ever. You want your home to look neat, well maintained, spacious and ready to move into. Below are some of the top mistakes sellers make when they are preparing their house for the market: Don't be afraid to take advice and don't try to do it by yourself. Get advice from others on ...

Home Security Secrets You May Not Know

One of the top concerns that are important to homeowners is home security. Ensuring that your family and belongings are safe gives homeowners peace of mind and they are not afraid to pay for such protection. In fact, according to Security Sales & Integration magazine, Americans spent $28.2 billion on electronic security systems in 2009, up from $25.9 billion in 2006. Homeowners have many choices when looking to invest in such home protection systems. There are hundreds of different types of security systems on the market as well as different companies that specialize in systems and monitoring. With all the choices ...

Keep Your Eye on Your Credit Until the Very End

If you are in the middle of the home buying process or are ready to move forward with the purchase of a new home, it is important to keep a watchful eye on your credit score right up until your closing date. Keeping tabs on your credit score, avoiding large purchases and watching your debt-to-income ratio are all key to a smooth sale and closing. The reason behind the necessary monitoring of your score? Fannie Mae has recently instituted the LQI – Loan Quality Initiative. Changes in lending will take effect June 1 as a part of the government’s effort to monitor and ...

Hidden Hazards In The Home

Making and keeping your home safe from dangers, especially if you have small children is a priority to most homeowners. Most do their due diligence by taking the necessary precautions to ensure that their family will be safe. However, you might be surprised at some of the common safety hazards that can make your home dangerous...but do not be discouraged, most of them have an easy fix. 1. Wiring and electrical cords. Check all electrical appliances, cords, and outlets. Are your electrical appliances in good condition, without loose or frayed cords or plugs? Are your outlets overloaded with plugs from the TV, ...